Licensed Health Insurance Advisory — New Port Richey, FL

Health Coverage
Made Simple for You

MJ Cairo Consulting helps individuals and families in the Tampa Bay area find the right health insurance plan — at no cost to you. Let us do the comparison work so you can focus on what matters most.

Licensed & Independent
Free Consultations
Multiple Carrier Options
100+Plans Compared
$0Cost to You
10+Carrier Partners
24hrResponse Time
Why Work With Us

A Better Way to Find
Health Insurance

Skip the confusion of going it alone. We work with you to understand your needs, budget, and health situation — then present the best options available.

Personalized Guidance

Every client situation is unique. We take the time to understand your healthcare needs, family situation, and budget to match you with the right plan — not just any plan.

Side-by-Side Comparisons

We do the research across multiple carriers so you can see the real differences in premiums, deductibles, and networks — in plain language, not insurance jargon.

Enrollment Support

From application to approval, we guide you through every step. We handle the paperwork, answer carrier questions, and make sure your enrollment goes through without a hitch.

Year-Round Service

Our relationship doesn't end at enrollment. We're here when your plan changes, when you have coverage questions, or when it's time to review your options at renewal.

Always Free to You

Our advisory services cost you nothing. We are compensated by the insurance carriers when you enroll — so you get expert guidance without paying a premium for it.

Licensed & Independent

As an independent licensed advisor, we aren't tied to a single carrier. We represent your interests and help you find the best coverage available in your area.

What We Do

Comprehensive Health
Insurance Services

From your first quote to your annual review, we handle every step of your health coverage journey.

01

Individual & Family Health Plans

ACA marketplace plans, short-term health insurance, and supplemental coverage options. We find plans that fit your health needs and your budget, whether you're self-employed, between jobs, or simply looking for better coverage.

02

Plan Comparison & Analysis

We compare plans from multiple top carriers side-by-side, analyzing premiums, deductibles, copays, network coverage, and prescription drug benefits so you understand exactly what you're getting before you commit.

03

Enrollment Assistance

Navigating the enrollment process can be stressful. We walk you through the entire application, make sure all the information is accurate, follow up with carriers, and confirm your coverage is active and correct.

04

Open Enrollment & Life Event Support

Lost your job-based coverage? Had a baby? Got married? These qualifying life events open special enrollment windows. We act quickly to get you covered and help you avoid gaps in your health insurance.

Our Approach

Independent Advice.
Real Results.

Mark Jacoub founded MJ Cairo Consulting to give Tampa Bay area residents access to the kind of honest, personalized health insurance guidance that was previously only available to large employers. We put your coverage first.

No-pressure consultations

We present your options clearly and let you decide. There's never any obligation or high-pressure sales tactics.

Local market expertise

We know the Florida and Pasco County health insurance market, which carriers have strong local networks, and how to maximize your subsidy eligibility.

Fast, responsive communication

Questions don't wait for business hours. We respond quickly by phone, email, or text so you're never left guessing about your coverage.

Post-enrollment support

We stay with you after enrollment to handle billing issues, ID card questions, and annual plan reviews at renewal time.

Finding affordable health coverage shouldn't feel like a second job. That's what we're here for.

FLLicensed in Florida
FreeZero advisory fees
FastSame-day responses
LocalTampa Bay focused
Common Questions

Frequently Asked Questions

Everything you need to know before your consultation.

Our advisory services are completely free to you. Insurance carriers compensate us when you enroll in a plan through us. You won't pay anything extra — the plan pricing is the same whether you go through an advisor or directly through the carrier.
We offer a range of health coverage options including ACA marketplace plans, short-term health insurance, dental and vision add-ons, and supplemental health products. During our consultation we'll identify which coverage type fits your specific situation and budget.
Possibly, yes. Certain life events — losing job-based coverage, getting married, having a baby, moving to a new area — qualify you for a Special Enrollment Period. Contact us right away; these windows are time-sensitive. We also have options like short-term plans that don't require a qualifying event.
Many people qualify for ACA premium tax credits and cost-sharing reductions based on household income and size. We'll walk you through the subsidy calculation during your consultation and help you maximize any credits you're entitled to.
An initial consultation typically takes 20–30 minutes. Once you've chosen a plan, the enrollment application can usually be completed in another 15–20 minutes. Coverage can start as quickly as the first of the following month depending on when you enroll.
Network coverage is one of the first things we check. Let us know which doctors and hospitals are important to you and we'll verify network participation before recommending any plan. Staying in-network is critical to managing your out-of-pocket costs.

Ready to Find the Right
Health Plan for You?

Submit your information and Mark will be in touch within one business day to schedule your free, no-obligation consultation.

No obligation  ·  No cost  ·  Response within 1 business day